Service
Fintech & Digital Identity Architecture
Architecture for lending, payments and identity systems that have to satisfy banks, regulators and security reviews.
Who it’s for
Fintechs, lenders and financial institutions integrating with banks, identity providers and Canada’s emerging open banking framework.
What we do
- Solution architecture for lending, payments and customer onboarding platforms
- Identity and access: OAuth 2.0, OpenID Connect, SAML, mTLS and JWT
- Identity verification and KYC/AML integration, including document verification
- Integration architecture across core banking and third-party systems
- Readiness for Canada’s Consumer-Driven Banking framework
- Architecture documentation and security reviews for partner and regulator due diligence
How we approach it
Financial systems fail at the seams: between your platform, the bank, the identity provider and the regulator. We map those seams first, design for auditability and least privilege, and produce documentation that holds up in a bank’s vendor-risk review.
Relevant experience
- Solution architect for a top Canadian bank’s mortgage processing platform, integrating 20+ internal and external systems and cutting typical application processing from three days to under half a day
- Solutions architect at a federated digital identity network serving Tier-1 banks and government
- Led a proof of concept for a bank-consortium digital identity network in Australia
- Built a device-location verification system with Canadian telecom carriers to help banks meet KYC/AML requirements
Work led by our principal architect. Client names are withheld under confidentiality agreements.
Technologies
Next step
Tell us what you’re working on
Send a short description of your project or problem. You’ll get a reply from our principal architect within two business days, with an honest view on whether we’re the right fit.